Financial Aid
Financial Aid

What is Financial Aid? Financial aid is money to help you meet after-high school education costs.  This may include tuition, fees, room, board, books and supplies. Financial support comes in many forms including scholarships, grants, student loans and student employment. The money for financial aid comes from federal and state governments, banks, the schools themselves, and private donors.

Federal Financial Aid  -  Our federal government knows the importance of a college education, and that is why for many years now, college students have been provided with government funding opportunities.

For most types of financial aid, you will need to complete the Free Application for Federal Student Aid (FAFSA).

Scholarships are typically awarded for outstanding academic merit or financial need and do not have to be repaid.  Needbased scholarships require completion of the FAFSA.  Private scholarships have different elegibility requirements and require a separate application.    

Grants are a gift assistance from the government or university and is awarded to qualified undergraduate students demonstrating financial need.  Grants do not have to be repaid as long as student is enrolled in school.                                                                           

Student Loans are borrowed funds that must be repaid.  Different loans include need based, non-need based, subsidized and unsubidized loans. Subsidized loans are interest free while the student is enrolled and unsubsidized loans accrue interest while the student in enrolled.                                                                                                      

Student Employment  There are many on and off campus employment opportunities available to students.  Federal Work Study is also available to qualifying students.  Students in the need based federal Work Study program work at on campus jobs. You must apply for federal financial aid to determine if you are eligible for this program.

Who Gets Federal Student Aid?

Basic eligibility requirements are that you must

  • demonstrate financial need,

  • be a U.S. citizen or an eligible noncitizen,

  • have a valid Social Security number, and

  • show you're qualified to obtain a postsecondary education by

-having a high school diploma or General Educational Development (GED) certificate: -passing an approved ability-to-benefit test             -meeting other federally approved standards your state establishes; or   -completely a high school education in a home school setting approved under state law.

Apply for a fafsa number


FAFSA - Free Application for Federal Student Aid

Complete your FAFSA as soon as possible after Oct 1st. This year the new FAFSA becomes available on Oct 1st.  Since funds are limited at many schools, early submission maximizes your chances of receiving financial aid.   Submit the FAFSA whether or not you think you qualify for aid.  Sometimes being rejected for federal aid is a prerequisite for receiving private awards.  Contact your prospective college's financial aid office for additional information.  Your school may require forms in addition to the FAFSA or may have an earlier submission deadline. FAFSA - Free Application for Federal Student Aid Informational Video FAFSA Video

Additional Financial Aid & Scholarship Links:

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Financial Aid Websites - Websites for Scholarships and Fin Aid (3).pdf

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